Easy add-on during application

Protect your loan when life takes an unexpected turn.

Credit insurance keeps your payments covered during job loss, illness, or emergencies—so you can focus on what matters.

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Protection Snapshot

Coverage built to match your Advance America loan.

Updated 2025
Monthly cost
Starts at $18.50
Coverage
Up to $8,000 balance
Claim review
Within 24 hours
Add-on time
During loan checkout
Prefer to chat first? Call 1-800-123-4567 for personalized coverage.

Bundle protection in three easy steps

Seamlessly add credit insurance within the same application experience you already know.

1

Choose coverage

Select the protection level that fits your loan amount.

2

Add during checkout

Review terms and confirm the add-on alongside your loan offer.

3

Get peace of mind

If life happens, we help keep your account current and stress-free.

Protection tailored to Advance America customers

Every plan shields your payment schedule, balances, and credit standing while you recover from qualifying events.

  • ✔ Defer or reduce payments during eligible hardships.
  • ✔ Dedicated claims team responds within one business day.
  • ✔ No retroactive interest added while coverage is active.

Payment Protection Plan

Our most popular coverage for installment, cash advance, and title loan customers.

Limit Up to $8,000 balance
Hardship events Job loss, illness, injury, disasters
Processing time Same business day
Cancellation Anytime with prorated refund
Add Coverage Now Ask About Discounts

Confidence to move forward

82% of customers report feeling more secure accepting their loan with protection in place.

Fast, friendly claims

Submit online in under five minutes and get status updates in your inbox.

Flexible terms

Cancel anytime and keep unused premium as a credit on your account.

Complete your coverage online

Follow the guided purchase flow to add credit insurance to your Advance America account in just a few minutes.

Start here

Buy credit insurance in minutes

Review the plan, add it to your cart, and finish checkout with secure payment instructions tailored for your situation.

  • 1 Choose the protection plan that fits your loan balance.
  • 2 Add it to your cart and confirm the coverage details.
  • 3 Place your order and follow the payment instructions provided.
Need help? Talk with support

Ready to add resilience to your loan?

Include credit insurance with your application today or connect with our team for guidance.

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